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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
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Delivering quality, competent care means you, as the doctor, must juggle numerous aspects when providing patient treatment. The onus is on you to assess the patient, recognize when a condition needs specialized care, refer or initiate a referral, document and diligently follow up with the patient.
As you think ahead about busier times in your practice, it's important to have a plan to treat patients for sports-related injuries—even if you don't have a “sports chiropractic” practice.
Listen to your inner voice telling you to “watch out” when you encounter the following types of patients.
Question: While performing an IME the other day, I wondered what would happen if the patient decided to put off needed treatment as a result of the screening. If the patient was later found to have a serious health condition, could I be held liable for failing to identify the problem or for failing to refer the patient?
Healthcare providers are required by federal law to have a compliance plan. What are the implications for your practice, and how can you ensure your plan is complete?
QUESTION: I noticed an unusual growth on my patient's arm the other day as I was providing an adjustment. Should I have advised her about the potential health issue and referred her to another healthcare provider?
Many D.C.s use the gym as a place to build a reputation and find patients. This seems ideal since people who frequent the gym are already tuned in to being physically fit, but this behavior can result in serious consequences.
Here are some tips to help D.C.s when they have an angry patient.
QUESTION: I've been hearing a lot about the overuse of diagnostic imaging modalities. How can I order X-rays without placing patients at risk for excessive radiation?
QUESTION: I'm a chiropractor with a friendly, easy-going nature that at times has been misconstrued by my patients as flirtatious. What are some tips that might help me avoid an allegation of a boundary violation?
It's that time of year. For some chiropractors, the start of the school year brings the opportunity to offer free or low-cost physicals to students participating in sports activities. Sports physicals serve a need in the community – they are generally required of student athletes and many parts of the country are experiencing a shortage of qualified healthcare providers.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.