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Naturopathic Policy Features

Policy features and options tailored to the naturopathic industry.

Claims-Made

Additional types of coverage available for your needs and the needs of your practice.

Legal Defense for Covered Proceedings

You will be defended for:

  • State licensing board disciplinary proceedings
  • Quality Improvement Organization Sanctions (QIO)
  • HIPAA or Privacy Related Proceedings

NCMIC's Plan pays defense costs up to $15,000 per policy period.

Utilization Review Coverage 

You'll be provided defense for opinions you render on the adequacy, necessity or reasonableness of care provided by another naturopathic healthcare professional based on a review of the patient's records, without a physical examination.

Defense costs up to $25,000 per incident/$50,000 aggregate are payable.

Peer Review Coverage

This feature provides defense for your evaluation of the professional services of other naturopathic healthcare professionals.

Defense costs are paid up to $25,000 per incident/$50,000 aggregate.

Locum Tenens

If you use a locum tenens Naturopathic Physician to cover your practice while you're out of the office, the locum tenens can, upon application and approval, be covered under your NCMIC policy at no additional charge for up to 45 days per policy period.

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Chiropractor     Naturopath

The NCMIC Naturopathic Malpractice Insurance Plan is offered through NCMIC Diversified Health RPG Assn. Policy features may vary by state and may be subject to underwriting approval. Coverage is underwritten by NCMIC Insurance Company, and is available in AK, AZ, CA, CO, CT, DC, HI, KS, MD, ME, MN, MT, ND, NH, OR, UT, VT and WA.

The NCMIC Naturopathic Malpractice Insurance Plan is offered through NCMIC Diversified Health RRG Assn. Policy features may vary by state and may be subject to underwriting approval. Coverage is underwritten by NCMIC Insurance Company, and is available in AK, AZ, CA, CO, CT, DC, HI, ID, KS, MD, ME, MN, MT, ND, NH, NM, OR, RI, UT, VT and WA.

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