Group Term Life

Group Term Life

Plan for all possibilities. Group Term Life Insurance can help ensure your family is taken care of if something unexpected should happen to you.

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NCMIC makes it easy to help protect your loved ones with the DC Group Term Life Insurance Plan, issued by The Prudential Insurance Company of America. We are proud to offer you—and your family—this plan specifically for Doctors of Chiropractic.

You can take advantage of:

  • Affordable group rates
  • Coverage amounts from $50,000 – $500,000
  • Automatic Accidental Death & Dismemberment (AD&D) coverage
  • Accelerated Payment of Death Benefits*
  • Easy online application
  • Coverage for your spouse/domestic partner and/or children

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Help Protect You, Your Loved Ones & the Lifestyle You've Created

Plan Features     Extra Benefits

The DC Group Term Life Insurance Plan is offered through NCMIC Insurance Services, a licensed insurance agency. California license #0B84564. IA License #2002515. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc. This plan is sponsored by and for members of the National Business Association for Chiropractors (NBAC). 

This plan is not available in Alaska or New Hampshire. 

*Accelerated Payment of Death Benefits is a feature that is made available to group life insurance participants. It is not a health, nursing home or long-term care benefit and it is not designed to eliminate the need for those types of insurance coverage. The death benefit is reduced by the amount of the accelerated benefit paid. There is no administrative fee to accelerate benefits. Receipt of accelerated death benefits may affect eligibility for public assistance and may be taxable. The federal income tax treatment of payments made under this rider depends upon whether the insured is the recipient of the benefits and is considered terminally ill or chronically ill. You may wish to seek professional tax advice before exercising this option.

Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. Contract Series: 83500

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