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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
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Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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Missouri State District Meeting
St Louis, MO
North Dakota Winter 2018
At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 900 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
University of Western States Risk Management
Palmer Starting Into Practice Seminar
Northwestern Risk Management
LB Payne Insurance Seminar
Oregon Annual Convention
For account information on products not listed above, Contact Us by email or at 800-769-2000, ext. 4200
As a new or soon-to-be D.C., you're preparing to start your own practice, find an associateship or work as an independent contractor. To help you along the way, NCMIC offers a wealth of tips and resources from practicing D.C.s and other experts.
Some Doctors of Chiropractic provide incentives to attract and retain patients—including offering discounts on services and waiving copayments and deductibles. Though exceptions may apply, routinely waiving copayments and deductibles may not be advisable.
How long should you remain in an associateship before you open your own practice? Six months? One year? Three years? The answer isn't always clear-cut because no two D.C.s will have the same goals, concerns or personal financial situations. However, there is an easy way to make the decision clearer.
Sometimes it's the little extras you receive from a company that provide real value and make all the savings difference. Take NCMIC's malpractice insurance plan for example. Why enjoy just one discount when NCMIC makes several available to you.
Question: As a doctor who likes to “go the extra mile” for my patients, I'm considering starting a house call program. What are the benefits and risks of this practice model?
When choosing a malpractice insurance plan, it's important to remember that the insurance company behind the plan is as important as the benefits and features of the plan.
Before accepting a job offer (see Negotiating a Job Offer), you should evaluate all the provisions of the offer in writing. Because the employment agreement can affect your career long term, it may be in your best interest to find an attorney to review the document and give you legal advice on its provisions before you sign on the dotted line.
When selecting malpractice insurance, one of the most important factors to consider is your defense team. After all, in the event of a malpractice allegation, you will rely on them from beginning to end.
You've proven yourself the best candidate during the interview process and have been offered a position with a chiropractic practice. Now comes the moment of truth and the time to ask yourself some tough questions. What if you don't like the offer they make? Is there a way to ask for a better compensation package without appearing greedy and alienating the hiring doctor?
Notice something different around here? That's right—we've given www.ncmic.com an exciting facelift! The updated website highlights what's most important to you, with simple navigation that makes it quick and easy to find the information you need.
NCMIC's motto “We Take Care of Our Own®” is so much more than a slogan or tagline. “We Take Care of Our Own” means NCMIC has your best interests in mind each day, in every transaction, in everything we do. It means we take care of … YOU — the chiropractor!
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The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.