Getting the insurance you need is important for financial security. Discuss your situation with an insurance agent. You may discover gaps in coverage that need to be addressed. Or your agent may suggest changes to your deductibles to save money or a change to limits to provide greater protection.
Posted in Personal Insurance on Tuesday, March 15, 2016
Jewelry, Art, Collectibles
You may have more valuables than you realize. Whether it’s your jewelry, sporting equipment, artwork, musical instruments, guns, or collectibles, additional insurance may be needed in the event your items are damaged, destroyed or stolen.
An umbrella policy is an important addition to your auto and homeowners policy for extra personal liability protection. If there’s an accident involving your car or on your property, costly medical bills may exceed the liability limits of your other insurance policies.
Boat, Motorcycle, RV, Classic Car and More
If you own other vehicles—for water or land—make sure you have adequate protection for the vehicle, passengers and any personal effects in the vehicle.
While floods can cause major destruction, the damage caused by floods is not covered by standard homeowners insurance policies. A flood insurance policy provides the specialized coverage you need to help protect your home, condo or business from rising waters.
Working from home may be a great way to earn extra income, but a home business needs to be insured like any other business. You may need to consider insurance for product liability, slips and falls (if clients visit your home office), business auto and more.
If you have a family, own a practice or have financial obligations, you may want to purchase life insurance to provide financial assistance to survivors. Several options are available and choosing the right policy depends on how the proceeds will be used. Some choose life insurance to pay off a debt such as a mortgage, to provide financial assistance to a spouse or to help pay for a child’s education.