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Working Capital Loans

Get the money you need when you need it with a working capital loan from NCMIC. 

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Quick approvals

Credit decision, loan terms and documents generally provided in 2 hours or less.

For any business need

Use your cash for any practice-related expenses, including marketing, inventory, hiring staff and remodeling.

Honest terms

Upfront terms, no hidden fees. Really.

No Prepayment Penalties

You may notice that many finance companies advertise no prepayment penalties. But many practice owners learn the hard way that this means you can pay the total of your scheduled monthly payments ahead of time – INCLUDING all the interest. 

With NCMIC, when we say no prepayment penalties, we mean it.
You can pay off the remaining principal balance any time you like. You’ll only pay interest for the time you have the loan. The earlier you pay off, the more you save.

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Equipment Loan     Working Capital Loan

Working capital loans offered by NCMIC Finance Corporation are subject to credit approval, are for business purposes only and may not be used for personal, family or household purposes. Minimum loan amount is $5,000. Financing may be subject to a one-time origination fee billed with the first loan payment. When original or electronic signed loan documents are received by 2 p.m. CT, funding can be sent same-day via ACH. Your financial institution may not allow access to funds until the following day.

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