An insurance agent talks with an excited couple.

Your Personal Insurance Agent: There's No Substitute

You could get an insurance quote in just a click or two online. But having an insurance agent who knows your needs and concerns can make a huge difference in your coverage and pricing.

It’s incredibly easy to take care of many things without leaving your house or talking to someone. You may order groceries and other items online. You can stream thousands of movies from your couch. Chances are, food from your favorite restaurant can be delivered right to your door.

Although these conveniences are great, there are still cases when it’s best to pick up the phone and talk to someone. Insurance is one example.

It may be tempting to do a quick online search, find a generic, reasonably priced insurance plan and apply without talking to anyone. But when it comes to protecting everything you’ve worked so hard for, there’s no substitute for talking with an insurance agent before you purchase coverage.

Here’s why:

Your needs are unique

The coverage that your cousin, neighbor or friend of a friend has may not be the right fit for you. Your profession, your belongings, the area you live in are just a few considerations. Your agent will talk with you about your specific situation to make sure you have coverage geared to your needs, not the masses.

When you work with the same agent, they will be familiar with your needs and can help you plan for the future. Need to add a teen driver to your policy? Buying a new house? Thinking about home improvements? Your agent can help you navigate all life’s events to make sure you have the right protection.

Agents know insurance

You know chiropractic. Agents know insurance. They talk about it all day, every day. Why not take advantage of that?  

Your agent will know the ins and outs of various policies and different carriers. They know what to look for and pitfalls to avoid. You can ask your agent as many questions as you’d like and get free quotes.

You could save money

An insurance agent can help you get the best value for your insurance dollar. They will compare policies and make sure you’re not paying for coverage you don’t need. If you can save money by bundling plans, they’re happy to help.

Don’t go it alone! Your personal insurance agent is more than ready to talk through your specific needs and help you get the right coverage at the right price. (Just in time for your dinner delivery, before you start a movie.)  


NCMIC Insurance Services is a licensed insurance agency. Personal insurance coverage is underwritten through many of the nation's leading insurance carriers. CA license #0B84564. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc. (edited)

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