No Prepayment Penalties
Many finance companies advertise “no prepayment penalties,” but what they don’t tell you is that this often means you’re still responsible for the full amount of scheduled interest—even if you pay early. That means you could end up paying the total of your monthly payments upfront, including all interest, with little to no savings.
At NCMIC, no prepayment penalties truly mean no penalties. You can pay off your remaining principal balance anytime—without hidden fees or extra charges. You’ll only pay interest for the time you have the loan, so the earlier you pay it off, the more you save. Whether you’re financing chiropractic tables, digital imaging equipment, or business technology, our straightforward approach ensures you get the most cost-effective financing solution.
Take control of your payments. Pay off your loan when it makes sense for you—and keep more money in your business.
Fast Approvals and Funding
You work hard to deliver fast, first-rate service to your customers. You deserve the same from your finance company.
We’ll give you quick quotes and credit decisions in as few as 2 hours. You can also count on same-day funding to the vendor you choose. Once you place the order with your vendor, simply send us the invoice so we can handle it from there.
Application Updates & E-Documents
We won’t leave you guessing about your application. Instead, you’ll get email updates when we receive your application and a credit decision is made. You’ll receive your loan documents electronically for review and signature. We’ll email you as soon as your vendor is paid.