Claims from the Crypt
In this spine-chilling episode of Chiropractical, host Jon Kec cracks open NCMIC's “Claims Crypt” to reveal three real-life lawsuits where trusted chiropractors suddenly found themselves in terrifying legal battles. Joined by NCMIC Claims experts Tom Caswell and Zach Myers, Jon exposes how even the most careful doctors can be blindsided by lawsuits, and why preparation is the only real protection in a litigious world.
Posted in Podcasts on Tuesday, October 14, 2025
Step into the shadows with host Jon Kec as Chiropractical opens the vault on some of NCMIC’s most unsettling real-life cases. These aren’t legends whispered around a campfire; they’re true lawsuits pulled from the crypt, revealing that even the most skilled and ethical chiropractors can find themselves haunted by the ghost of litigation.
Claim from the Crypt #1: Trusted Friendship Goes Wrong
In the quiet heart of a small town, Dr. Smith was more than a chiropractor—he was a neighbor, a confidant, a friend. Then, one envelope changed everything. Inside: a lawsuit. The accusation? Negligence after what should have been a routine adjustment.
There had been no complaints, no red flags, until months later, when the patient claimed crippling pain, surgery, and lost income. Overnight, Dr. Smith’s good name was thrust into a legal nightmare.
Claim from the Crypt #2: From Late to Litigation
Dr. Jones had built a reputation for excellence, his clinic ran like clockwork, his professionalism beyond reproach. One patient, though, was always late. Polite reminders turned into frustration, and finally, dismissal. Dr. Jones thought he was protecting his time and his staff. Instead, he triggered a nightmare.
Days later, a blistering online review appeared, followed by a formal board complaint accusing him of inappropriate behavior. None of it was true, but the damage was real. His reputation was questioned, his integrity doubted, and his livelihood suddenly in jeopardy.
Claim from the Crypt #3: The Shattering Accusation
For more than twenty years, Dr. Johnson’s clinic stood as a pillar of trust—a place where patients felt safe and her team felt like family. Then came the call that shattered everything: a patient accusing one of her longtime associates of sexual assault. Shock turned to disbelief … and then to crisis.
Now she faced impossible choices: protect her staff, defend her reputation, and somehow keep her practice alive.
Lessons from Beyond the Crypt
As the crypt door creaks shut, the sounds offer one final warning: in today’s litigious world, even the most careful chiropractor isn’t immune from the unknown. Best practices and spotless notes can’t always keep the ghosts of litigation at bay, but preparation and the right protection just might.
In the end, the scariest stories are the ones that could happen to anyone.
If you have questions or topic ideas for us, reach out at askncmic@ncmic.com.
This episode of Chiropractical was released on October 14, 2025.