Outstanding Coverage For Less
You can take advantage of NCMIC's premium discounts through your first five years of licensure
NCMIC’s Malpractice Insurance Plan is already a great value, offering the experience, knowledge and personalized service you need. It gets even better when, as a new D.C., you can take advantage of up to 80% in premium discounts.
NCMIC Malpractice Insurance Plan Premium Discounts*
|1st Year License
||D.C.s in their first year of practice following initial licensure.
|2nd Year License
||D.C.s in their second year of practice.
|3rd Year License
||D.C.s in their third year of practice.
|4th Year License
||D.C.s in their fourth year of practice.
|5th Year License
||D.C.s in their fifth year of practice.
||D.C.s who complete NCMIC-approved risk management seminars. The discount will apply for 3 years.
||D.C.s covered by NCMIC for at least 3 years who have not had a claim filed against them.
||Up to 50%
Call an NCMIC client representative for details
If original licensure is obtained more than 18 months after graduation, discount eligibility may be affected. Please call for details. With the NCMIC policy, full-time D.C.s get a yearly 5% Risk Management discount for three consecutive policy years for attending a qualified seminar. Seminar discounts earned up to 30 days after the policy renewal date will apply immediately; those earned 30+ days after the renewal date will apply at the next policy renewal date. Part-time D.C.s are eligible to receive half this discount.