DCs know the importance of staying fit and healthy. That's why it may be hard to imagine an illness or injury interfering with your daily life—and your job. Read what happened to this DC.
Posted in Long Term Disability Insurance on Monday, August 25, 2025
A few years ago, a kind-hearted DC noticed baby ducks caught in a storm drain. When she tried to rescue the distraught ducklings, she hurt her head and neck. The injuries quickly led to arm weakness, as well as head pain and pressure. She was unable to practice chiropractic.
Luckily, she had the DC Long Term Disability Insurance Plan, issued by The Prudential Insurance Company of America.
Benefits Paid
Her claim was approved, and she collected a monthly benefit of $4,000 for 16 months. The money was hers to use however she wanted—for the mortgage, rent, groceries, or other expenses.
Are You Prepared?
Will you be protected if disability strikes? It can happen any time, in the most surprising of ways. Read about the DC Long Term Disability Insurance Plan, coverage specifically for DCs, before you cross paths with ducklings in need.
NCMIC Insurance Services, the exclusive agent, is a licensed insurance agency. California license #0B84564. IA License #2002515. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc.
This plan is sponsored by and for members of the National Business Association for Chiropractors (NBAC). Disability benefits payable may be adjusted by other deductible sources of income for which you qualify. Disability insurance does include a preexisting condition limitation.
This plan is not available in Alaska or New Hampshire.
The case study is based on a real long term disability insurance claim from Prudential, with identifying information omitted to maintain confidentiality.
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