Finance FAQs

Financial Products FAQs

You’ve got questions. We’ve got answers.

Get the answers to some of the most frequently asked questions about financial products for chiropractors and naturopaths.

Financing FAQs

  • Yes. NCMIC is not affiliated with the equipment vendor you select. You negotiate the lowest price possible with your vendor and come to NCMIC for financing.

  • Absolutely. Rate is only part of your financing arrangement. You should be very careful about hidden fees and unfavorable terms in a contract.

    There are a number of provisions often found in financing contracts that increase your overall cost, including: required security deposits, down payments, prepayment penalties and end-of-term buyouts.

    Let us compare a lease or loan contract you're considering to ours before you sign. While we cannot provide legal advice, we would be happy to compare it to our contract and point out differences in terms and fees. Call NCMIC's Lease/Loan Comparison Hotline at 1-800-396-7157, ext. 6939.

  • You can quickly request financing via this short express application.

  • We'll pay your vendor immediately upon receipt of final documentation and your authorization to do so. We typically send payment to your vendor electronically to help speed things up so you can take delivery of your equipment sooner.

  • When you complete our express application, it gives us more information about you and what you may be looking for. From there, we can determine which financing option may best meet your needs.

    If you'd like to speak directly with an NCMIC financing professional, we encourage you to call 800-396-7157, ext. 6939. Financing professionals are prepared to discuss your options and answer your questions. They are available Monday through Friday, 8 a.m. to 5 p.m., Central Time.

  • Simply call an NCMIC financing professional at 800-396-7157, ext. 6939 to discuss options and a financing plan that may meet your needs.

  • No problem. With NCMIC's Absolute & True No Prepayment Penalties you can pay off your equipment finance contract, without prepayment penalty, at any time provided you are not at default of your finance contract.

  • NCMIC pays the equipment vendor you selected upon your authorization to do so.

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