When looking for malpractice insurance, it may be tempting to select a plan and company by price alone. This can be a risky decision. You don't want to find out your coverage is lacking when you need it most.
It's important to look at the big picture, instead. Consider the benefits and features of the plan, the knowledge and support of chiropractic, as well as the financial strength of the company.
NCMIC offers the best value for your premium dollar. We have the experience, knowledge and personalized service you need. The benefits and features of our malpractice insurance plan are fine-tuned for Doctors of Chiropractic.
We are pleased to make our coverage more affordable with premium discounts up to 80%.
NCMIC Malpractice Insurance Plan Premium Discounts*
NCMIC offers several premium discounts to D.C.s, including our new practitioner discounts, which just got even bigger and now include 5th year D.C.s!
|1st Year License
||D.C.s in their first year of practice following initial licensure.
|2nd Year License
||D.C.s in their second year of practice.
|3rd Year License
||D.C.s in their third year of practice.
|4th Year License
||D.C.s in their fourth year of practice.
|5th Year License
||D.C.s in their fifth year of practice.
||D.C.s who complete NCMIC-approved risk management seminars. The discount will apply for 3 years.
||D.C.s covered by NCMIC for at least 3 years who have not had a claim filed against them.
||Up to 50%
Call an NCMIC client representative for details
If original licensure is obtained more than 18 months after graduation, discount eligibility may be affected. Please call for details. With the NCMIC policy, full-time D.C.s get a yearly 5% Risk Management discount for three consecutive policy years for attending a qualified seminar. Seminar discounts earned up to 30 days after the policy renewal date will apply immediately; those earned 30+ days after the renewal date will apply at the next policy renewal date. Part-time D.C.s are eligible to receive half this discount.
No Membership Fees
You are not required to pay membership fees to take advantage of NCMIC's Malpractice Insurance Plan.
Get a Quote
Call us for helpful support at 800-769-2000, ext. 3555