How long does it take to get coverage?

Once your Request for Coverage is received by NCMIC, it typically takes only 5-7 business days to process your request as long as we have all the information we need. If we need additional information, we will contact you.

Upon approval of your application, your policy effective date can be as early as the day your completed application is received by NCMIC. If you choose to fax or email your application, the earliest effective date will be the day after it is received.

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The NCMIC Malpractice Insurance Plan is underwritten by NCMIC Insurance Company. In the states of Florida and New York, the NCMIC Malpractice Insurance Plan is issued by NCMIC Risk Retention Group, Inc.

The terms and conditions of NCMIC's Malpractice Insurance Plan are fully explained in the policy. Policy features vary by state and may be subject to underwriting approval. For details, view this pdf.