Are my Chiropractic Assistants and Massage Therapists covered by my malpractice policy?

As long as they are employees and under the supervision of a licensed chiropractor, NCMIC's Malpractice Insurance Plan provides coverage for Chiropractic Assistants (whether registered, certified, licensed or unlicensed), Massage Therapists (licensed or unlicensed), RNs and LPNs, as well as any unlicensed ancillary personnel.

These employees would share in the limit of liability listed on your declarations page. In Connecticut and Kansas, an additional application is required and only separate limits are available for an additional charge.

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The NCMIC Malpractice Insurance Plan is underwritten by NCMIC Insurance Company. In the states of Florida and New York, the NCMIC Malpractice Insurance Plan is issued by NCMIC Risk Retention Group, Inc.

The terms and conditions of NCMIC's Malpractice Insurance Plan are fully explained in the policy. Policy features vary by state and may be subject to underwriting approval. For details, view this pdf.