What is a certificate holder and why would a company request to be one on my policy?

Certificate holders automatically receive certain information regarding your policy, but they are not actually covered under the policy. For example, it's common for managed care organizations to request being listed as a certificate holder on a D.C.s policy. This allows them to receive a copy of the Certificate of Insurance at the time of policy renewal, cancellation, reinstatement or a limit change. Occasionally, an employer may request to be a certificate holder to verify coverage as well. There is no charge to add a certificate holder.

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The NCMIC Malpractice Insurance Plan is underwritten by NCMIC Insurance Company. In the state of Florida, the NCMIC Malpractice Insurance Plan is issued by NCMIC Risk Retention Group, Inc.

The terms and conditions of NCMIC's Malpractice Insurance Plan are fully explained in the policy. Policy features vary by state and may be subject to underwriting approval. For details, view this pdf.