If I am practicing in more than one state, do I need multiple policies?

No. Our policy provides coverage for services that you provide in any state in which you hold an active chiropractic license. For rating purposes, the state and address where you do the majority of your practicing should be the one listed on your policy.

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The NCMIC Malpractice Insurance Plan is underwritten by NCMIC Insurance Company. In the states of Florida and New York, the NCMIC Malpractice Insurance Plan is issued by NCMIC Risk Retention Group, Inc.

The terms and conditions of NCMIC's Malpractice Insurance Plan are fully explained in the policy. Policy features vary by state and may be subject to underwriting approval. For details, view this pdf.