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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
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When you close or transfer your practice, it is important to send letters to your patients to officially communicate what will take place. Not only is this step essential as a courtesy to your patients, it may help you avoid an allegation of abandonment.
You are served with legal documents stating that a former patient is suing you for malpractice. Or, perhaps you receive a letter from the patient's attorney advising you of a claim against you. Should you attempt to "clean up the records"?
Question: I am planning to move to another state, and I anticipate that my patients will remain with my current chiropractic professional group. While I'm an independent contractor, the patients are mine but are billed under the chiropractic group. Should I bring my patient records with me or leave them with the practice?
If you're like many Doctors of Chiropractic, you have patients who are unhappy about the way their health insurers reimburse for chiropractic services. They may even fault you for not intervening on their behalf. Here are tips to avoid a lawsuit or board allegation as a result of a patient who is unhappy with a health insurer's decision.
While EHRs have seen a surge in popularity in recent years and have made it easier to see a broader view of a patient's care and medical history, it has not come without risk.
QUESTION: I dismissed a patient who used a racial slur and intimidated one of my staff members. Suffice to say, his behavior was disrespectful and disruptive to the practice. Now he wants to return to care, saying he's changed. What should I do?
Malpractice cases take a heavy toll on doctors. This is something attorney Thomas Jensen has seen firsthand when defending chiropractors and medical doctors in dozens of malpractice cases.
No matter how experienced you are as a practitioner, you may see certain types of patients with whom you should exercise additional care.
Good recordkeeping is critical in these litigious times. Consequently, many Doctors of Chiropractic have come to believe that “more is better” when it comes to documentation. However, there are a few "don'ts" in a clinical record that are important to keep in mind.
Security surveillance cameras are showing up everywhere. For chiropractic practices, surveillance cameras offer patients and staff an added measure of safety. Because you are operating a healthcare facility, however, you need to be aware of HIPAA concerns if you decide to use these cameras.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.