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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
For account information on products not listed above, Contact Us by email or at 800-769-2000, ext. 4200
Today, tomorrow and always, NCMIC is here to help DCs when they need it the most.
At NCMIC, our know-how may help you avoid a claim or board allegation. That's a big advantage for our doctors.
You are served with legal documents stating that a former patient is suing you for malpractice. Or, perhaps you receive a letter from the patient's attorney advising you of a claim against you. Should you attempt to "clean up the records"?
Question: I am planning to move to another state, and I anticipate that my patients will remain with my current chiropractic professional group. While I'm an independent contractor, the patients are mine but are billed under the chiropractic group. Should I bring my patient records with me or leave them with the practice?
If you're like many Doctors of Chiropractic, you have patients who are unhappy about the way their health insurers reimburse for chiropractic services. They may even fault you for not intervening on their behalf. Here are tips to avoid a lawsuit or board allegation as a result of a patient who is unhappy with a health insurer's decision.
Question: What is the National Practitioner Data Bank (NPDB) and how does it work?
Listen to your inner voice telling you to “watch out” when you encounter the following types of patients.
Question: While performing an IME the other day, I wondered what would happen if the patient decided to put off needed treatment as a result of the screening. If the patient was later found to have a serious health condition, could I be held liable for failing to identify the problem or for failing to refer the patient?
Fortunately, most patients are happy to have their Doctors of Chiropractic coordinate their care with other healthcare providers. But what does it mean when patients won't give you permission to contact their family doctor?
The following was shared by one of our policyholders, Dr. D.H., at the conclusion of his chiropractic board hearing.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.