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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
For account information on products not listed above, Contact Us by email or at 800-769-2000, ext. 4200
At NCMIC, our know-how may help you avoid a claim or board allegation. That's a big advantage for our doctors.
Question: One of my former patients is suing me for $2,450 in small claims court. He's claiming that my treatment was unnecessary and possibly harmful. What should I do?
You are served with legal documents stating that a former patient is suing you for malpractice. Or, perhaps you receive a letter from the patient's attorney advising you of a claim against you. Should you attempt to "clean up the records"?
Question: What is the National Practitioner Data Bank (NPDB) and how does it work?
Attorney Victoria Vance explains how NCMIC works for its doctors' best interests and uses its vast resources in the defense of D.C.s who face a malpractice suit or a board allegation [video].
NCMIC recently gathered together the country's leading defense attorneys to hear from speakers with great knowledge in a variety of fields. NCMIC's goal in hosting the Defense Counsel Seminar is for our doctors to have the best possible legal defense, should the need arise.
Will incorporating affect my malpractice insurance with NCMIC in any way? Do I need to purchase additional coverage?
It's been my experience that making the following common documentation mistakes can put your practice at risk in the event of a malpractice allegation.
About 15 years ago, Jean Jones sought chiropractic treatment from Jack Chin, DC, for sciatic nerve pain during pregnancy. After delivery, Ms. Jones saw Dr. Chin four times for lingering back pain before discontinuing chiropractic care.
QUESTION: I have $100,000/$300,000 in limits on my malpractice insurance policy. Since I've been in practice for a while and haven't increased it, I'm wondering if this is enough. What levels of policy limits are considered sufficient for most doctors?
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.