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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
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If you're like many Doctors of Chiropractic, you have patients who are unhappy about the way their health insurers reimburse for chiropractic services. They may even fault you for not intervening on their behalf. Here are tips to avoid a lawsuit or board allegation as a result of a patient who is unhappy with a health insurer's decision.
Question: While performing an IME the other day, I wondered what would happen if the patient decided to put off needed treatment as a result of the screening. If the patient was later found to have a serious health condition, could I be held liable for failing to identify the problem or for failing to refer the patient?
If you are traveling to other states as a doctor for a sports team, here are important steps to follow to protect yourself in the event of a malpractice allegation or board complaint.
Up against the ropes is a bad place for a boxer. It is also a dangerous place for a chiropractor in the defense of a lawsuit.
Jan Rowe's father took her to see Joan Bauer, DC, after she landed awkwardly during a cheerleading jump. Then age 12 and an active seventh-grader, Miss Rowe complained of low back pain, pulling to the groin muscle, and an occasional limp.
Many D.C.s are getting additional licenses or bringing in other healthcare professionals into their practices. Here are some important things to consider with your malpractice insurance coverage if you decide to do so.
Q: Our computer system crashed and the back-up system failed. I lost my patient records for the past seven months. What should I do?
A gap in your malpractice coverage is something to avoid if at all possible. In addition to those resulting from a lapse in payment,coverage gaps may occur when switching or canceling policies. Here's what to watch for.
If you're practicing in more than one state, are you required to have a separate malpractice policy for each state? Find out more in this post.
Workers' compensation laws are often misunderstood because they can vary significantly between states. If a staff member reports an injury and you are unsure about what steps to take, you're not alone.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.