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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
For account information on products not listed above, Contact Us by email or at 800-769-2000, ext. 4200
Question: One of my former patients is suing me for $2,450 in small claims court. He's claiming that my treatment was unnecessary and possibly harmful. What should I do?
Question: What is the National Practitioner Data Bank (NPDB) and how does it work?
Question: While performing an IME the other day, I wondered what would happen if the patient decided to put off needed treatment as a result of the screening. If the patient was later found to have a serious health condition, could I be held liable for failing to identify the problem or for failing to refer the patient?
Question: I plan to move my practice to a busy street next to a regional mall. I'd like to take advantage of the location and build my practice by encouraging walk-ins. I think it would be a great opportunity to reach people who have back or neck pain to try chiropractic care for the first time. What liability issues should I be aware of with accepting walk-ins?
Question: A 52-year-old male with back pain and hypertension came in for a follow-up appointment after diet, exercise and chiropractic care all failed to improve his hypertension. His blood pressure was at critical level, 195/106. The patient's internist wanted to see the patient right away, and after leaving my practice, the patient fainted while driving and nearly struck a young girl. Would I be liable if she was injured?
QUESTION: My practice is busier than ever, but I'm not seeing an increase in profits. My front office assistant seems competent in handling the financial matters and I really don't like that part of the practice. Is this something I should be concerned about?
Question: I have an opportunity to go on a month-long vacation. Should I just close my practice during that time?
Question: A patient of mine went to the emergency room over the weekend with back spasms and has now requested that I pay for the charges. He contends my treatment made his condition worse. Should I pay for the cost of the emergency room care?
Myth: If my state board investigates my license or a government agency or health insurer initiates a billing audit, I'm on my own for a legal defense. Fact: NCMIC provides legal defense coverage for all of these instances and more.
Question: A disgruntled former patient recently posted an angry rant about me on my practice's Facebook page. Should I simply ignore the post?
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.