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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
For account information on products not listed above, Contact Us by email or at 800-769-2000, ext. 4200
As an attorney who has represented Doctors of Chiropractic in malpractice cases for many years, I have seen firsthand why it is essential for doctors to be aware of the impact of the Internet and technology on their practices.
At NCMIC, our know-how may help you avoid a claim or board allegation. That's a big advantage for our doctors.
Question: What is the National Practitioner Data Bank (NPDB) and how does it work?
Question: A colleague in my community was brought before our state board after a patient complained about his billing practices. I'm careful with all aspects of my practice, including billing, but I am curious if chiropractic boards are targeting some things more than others.
It's been my experience that making the following common documentation mistakes can put your practice at risk in the event of a malpractice allegation.
Many doctors think the only purpose of malpractice insurance is to provide a legal defense for a malpractice suit. But, at NCMIC, we know it's also risk management and so much more.
Defense attorney Jenn Herlihy has noticed several types of board allegations are becoming more common. Here are her recommendations to help you reduce the chance of a board complaint being filed against you.
The anti-kickback statute makes it a criminal offense to knowingly and willfully offer, pay for, solicit, or receive any remuneration to induce or reward referrals of items or services reimbursable by a federal healthcare program.
Some Doctors of Chiropractic provide incentives to attract and retain patients—including offering discounts on services and waiving copayments and deductibles. Though exceptions may apply, routinely waiving copayments and deductibles may not be advisable.
Many health insurer networks mandate higher malpractice insurance policy limits than what is required by state chiropractic licensing board regulations. Some D.C.s make the mistake of “teeter-tottering” with their limit levels in an effort to go with the state's lower amounts.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.