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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
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Although determining how aggressively to collect patient fees can be a difficult decision for DCs in any economic environment, this is especially true in the wake of the coronavirus crisis. Consider the following scenario:
Patients often don't understand that chiropractic care is both a science and an art, and like all health care, there are no guarantees that treatment will be successful.
More doctors are experiencing patients who request their money back after care is provided. Should you agree to refund patient fees?
Defense attorney Jenn Herlihy has noticed several types of board allegations are becoming more common. Here are her recommendations to help you reduce the chance of a board complaint being filed against you.
Question: Lately, it seems like more of my patients have simply missed appointments without canceling in advance. In the past, I've considered this a cost of doing business. But it's really beginning to affect my bottom line. So, I'm wondering: Should I begin charging patients who don't show up for appointments?
This is a language you'll need to master. Understanding the complexities of third-party billing can be a challenge especially when it comes to the language of this process.
Establishing a fee schedule takes research to determine what third-party payers will cover, as well as what the market will bear. If you're considering a cash-only practice, you should also understand the implications for Medicare and Medicaid patients.
The practice management software you choose to process patient claims and handle patient administrative records should be an integral part of your practice's operations.
Measurement and analysis of your accounts receivables (AR) should be performed on a monthly basis. The analysis of your AR will alert you to problems that may exist in the reimbursement process.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.