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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
For account information on products not listed above, Contact Us by email or at 800-769-2000, ext. 4200
The legal system is a maze of uncertainty, often with complex legal scenarios. Through heeding the insights of NCMIC's claims staff, retained attorneys and other experts about what happens in malpractice allegation, chiropractors may be able to avoid future claims.
At NCMIC, our know-how may help you avoid a claim or board allegation. That's a big advantage for our doctors.
Question: One of my former patients is suing me for $2,450 in small claims court. He's claiming that my treatment was unnecessary and possibly harmful. What should I do?
Question: What is the National Practitioner Data Bank (NPDB) and how does it work?
Question: A 52-year-old male with back pain and hypertension came in for a follow-up appointment after diet, exercise and chiropractic care all failed to improve his hypertension. His blood pressure was at critical level, 195/106. The patient's internist wanted to see the patient right away, and after leaving my practice, the patient fainted while driving and nearly struck a young girl. Would I be liable if she was injured?
Will incorporating affect my malpractice insurance with NCMIC in any way? Do I need to purchase additional coverage?
During a recent seminar, we discussed relationships between doctors and their insurance companies. At NCMIC, this relationship is unique because we don't necessarily open a claim file when doctors call us. We want to encourage doctors to contact us before there is any hint of a claim.
A recurrent issue in chiropractic negligence litigation is the herniation that preexists a plaintiff patient's care by a defendant chiropractor. Typically, that condition worsens during the chiropractic care period naturally and is not
diagnosed until after that care. The defense goal is to show that although the condition is diagnosed after the care, it is also unrelated to the care: to rebut a claim against the chiropractor based on the legal fallacy of "post hoc ergo propter hoc."
Question: I ran into a colleague who told me he was impressed by another chiropractic malpractice insurer's reported funding of chiropractic research. I'm confused because I always thought NCMIC was the leading supporter of chiropractic research. What is the truth here?
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.