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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
For account information on products not listed above, Contact Us by email or at 800-769-2000, ext. 4200
Many D.C.s discover that they need more than clinical skills as a practitioner. Whatever mode of practice you choose, it will be helpful to have a team of advisors to counsel you on the business side of practice. Their expertise can guide you along the way. Don't feel like you have to go it alone. Identify the team that can help you start, build and grow a successful practice.
There are many times in your career you will need legal advice. It's good to know who you'll turn to when that time comes.
Being a business person doesn't mean you'll go it alone.You'll need a team of professionals who will provide advice for decisions outside your area of expertise. Read on for three steps on how today's chiropractic students can begin preparing for their life post school. From deciding where to live and practice to understanding credit scores to building a business plan, those suggestions were designed to begin the planning process.
An insurance professional can discuss the risks you may face and help you determine how to manage those risks. Even though you may have a host of professional advisors in your support system, listen and heed their advice. Something can happen (e.g., an auto accident) that not only results in damages and claims against you but also injures you and hampers your ability to return to work.
Individual attorneys may have expertise in specialized areas, so a single attorney may not fit all your business or personal needs. But, a relationship with a good general attorney can be invaluable since that individual can become a trusted confidant and provide you with sound advice and direction.
Hiring an accountant is just one of several business relationships doctors of chiropractic should develop at the start of their business venture. And your accountant should do more than file your tax returns. The right accountant can help you establish sound policies for money management and offer strategies for growth.
At some point in your chiropractic career, you'll probably need to choose a lender. But, with changes in the lending industry, there are many more choices today than just the local banking institution. Where do you begin to look for in a lender, how do you negotiate the best solution and what do you do if you get turned down?
At some point in your professional career, preferably sooner rather than later, you need to think about how you are going to plan for your future. Those plans may include early retirement, passing your practice on to an associate or selling it to another doctor. And to accomplish your goals, you'll probably need the services of someone to help you invest your money, plan for retirement, and craft your exit strategy. So you'll probably want to enlist the services of a financial advisor.
No ones likes to get a surprise when it comes to a bill - especially if it's more than what you anticipated. Find out how one D.C. handled an unpleasant surprise and the lessons he learned.
If you're looking to hire an accountant, how do you find the right one? What questions should you ask? Here are tips from a practicing D.C.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.