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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
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When you’re considering where and how to practice, the answers are not always clear-cut. However, there are ways to make the decisions more manageable. Begin your chiropractic career on a solid foundation by identifying what’s important to you now and how it may change over time.
There are many times in your career you will need legal advice. It's good to know who you'll turn to when that time comes.
In every business owner's life, there comes a time when you have to decide what tasks to keep on your to-do list and what to hire out. Some people have this internal conversation early in their career.
The solo practitioner may choose to make the chiropractic practice a sole proprietorship, which many consider the simplest business structure for a practice.
How long should you remain in an associateship before you open your own practice? Six months? One year? Three years? The answer isn't always clear-cut because no two D.C.s will have the same goals, concerns or personal financial situations. However, there is an easy way to make the decision clearer.
At every Starting into Practice seminar we are hit with questions and concerns about chiropractors who "take advantage" of their associates. Tales of new doctors who have been used and abused by the senior D.C are rampant, making new graduating doctors leery of taking a position as an associate even though they may not be financially ready or business savvy enough to be going it alone just yet.
For some D.C.s, practicing as an independent contractor (IC) is the ideal mode of practice. It can offer several benefits but should be entered into carefully since it has its own unique business concerns.
If you're beginning a search for a position or taking stock of your career, you need to make choices that will affect your practice, lifestyle and personal life. The wrong choice of a practice affiliation or practice location can be the source of great emotional and financial pain, but knowing yourself can guide you in making decisions that are right for you.
Opening your own practice is an exciting opportunity and may be right for you if you're ready to tackle the business aspects, as well as the clinical side, of being a solo practitioner. But it can also be filled with uncertainty and risk. Understanding the pros and cons of being a solo practitioner will help you determine if this is the right path for you. Assess your skills and strengths to help determine your mode of practice.
Being a business person doesn't mean you'll go it alone.You'll need a team of professionals who will provide advice for decisions outside your area of expertise. Read on for three steps on how today's chiropractic students can begin preparing for their life post school. From deciding where to live and practice to understanding credit scores to building a business plan, those suggestions were designed to begin the planning process.
It's almost the end of summer. If you have children, you know how important it is to start the list of things they'll need to start school. How about you? You're getting ready to graduate or maybe you're already in practice. But you know what? You've probably forgotten a few things you should be doing to get ready to start or grow your practice! Now may be a good time to review key steps.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.