Credit Cards: More Than a Spending Tool

Many people are unaware of all the benefits offered through their credit card. Here are five perks available with the MilesAway® MasterCard® offered by NCMIC.

Money & Credit

Credit Cards: More Than a Spending Tool

Did you know simply by using your credit card you may have access to a number of fringe benefits that may include rental insurance coverage, travel assistance, extended warranties, as well as other protections?


These little known extra perks are often overlooked when considering the value of a credit card.  However, they can add up big if you understand them. While perks vary from credit card to credit card, take a look at what the MilesAway® MasterCard® can provide you:

  • Extended Warranty: Doubles the original manufacturer or store brand warranty for up to one year when you pay with your eligible MasterCard® card.
  • Purchase Assurance®: Provides coverage for most items you purchase with your eligible MasterCard® card if the item is damaged or stolen within 90 days of the date of purchase.
  • Travel Assistance Services: Provides pre-trip destination information such as visa/passport requirements, immunization, and help with lost/stolen travel documents and luggage. It also provides referrals to a network of physicians, arranging hospital transfers, and referrals to attorneys, local embassies and consulates, if you are traveling more than 100 miles from home.
  • MasterCard Global Service®: Assistance anytime, anywhere and in any language with your card related questions. MasterCard  Global Service® helps you with reporting a lost or stolen card, obtaining an emergency card replacement or cash advance, finding an ATM location, and answering questions on your account.
  • Zero Liability: Pay only for purchases that you have authorized on your MasterCard®  card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

We invite you to learn more about NCMIC’s no annual fee reward-based business card that offers a variety of additional benefits to you.


The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.