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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
For account information on products not listed above, Contact Us by email or at 800-769-2000, ext. 4200
Whether you're still a student, a new D.C. or an established D.C., how you manage your personal and practice finances will be a key factor in your success. That's because managing your money responsibly is critical in achieving sound financial footing for your practice. Working with your attorney and financial advisor will also be instrumental in the financial well-being of your practice.
Not all accounting systems are equal, especially in our current environment where different technologies can either work together or fight each other. A good accounting system is critical in helping you run your office efficiently. It's also essential for patient insurance processing and managing your financials. An accounting system should be selected based on your needs and should be specific to running a professional practice.
If you focus on building up your reserves when business is good, you'll be prepared if you face an economic downturn or unexpected expenses.
You can't plan for unexpected expenses or foresee when an economic downturn is going to happen, but by making financially smart decisions and paying down debts you can better prepare for the future.
Practice overhead continues to rise. Third-party reporting requirements have become more cumbersome. Wages are going up. How can you work for reimbursement that doesn't even cover your practice's operating expenses?
Choosing a business credit card for your practice needs can benefit you, too.
When it comes to saving money on your practice overhead, what makes the most sense? You don't want to cut corners if doing so cuts the quality of patient care. What are the most efficient ways to save costs and reduce overhead while also maintaining the integrity of your practice?
David Swensen, chief investment officer for Yale's endowment since the mid-1980s, has one of the greatest investment track records among managers spanning several decades. In his book, Pioneering Portfolio Management, he says there are effectively three ways to maximize your investment returns: 1) time the market, 2) pick the best stocks and 3) establish an optimal asset allocation that best meets your long-term financial objectives.
You don't leave your house without your phone – it can do just about anything you need. From taking pictures to playing music to checking your email, you use it throughout the day. Did you know your smartphone can also replace your credit card? It can when you use a mobile wallet.
Paying taxes may not be convenient, but it is something you are required to do! No matter what the legal structure of your practice, you'll probably have several tax-related issues to deal with - payroll, income, property and sales taxes.
In January of this year, Amazon.com Inc., Berkshire Hathaway Inc., and JPMorgan Chase & Co. teamed up to form a joint venture aimed at cutting wasteful spending on healthcare. The well-known CEOs of each of these companies – Jeff Bezos, Warren Buffett and Jamie Dimon, respectively – decided to work together in an effort to address rising healthcare costs that are negatively affecting the welfare of their employees as well as company profitability.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.