NCMIC Announces 21st Consecutive Premium Dividend

NCMIC is excited to announce that our chiropractic malpractice policyholders will soon receive a premium dividend for the 21st consecutive year.


NCMIC Announces 21st Consecutive Premium Dividend

Our doctors know it's an added bonus of being with NCMIC—the only chiropractic malpractice insurance provider to offer a premium dividend.

But don’t just take our word for it. NCMIC’s policyholder retention rate is 98 percent—a number almost unheard of in the insurance industry. This means that once our doctors start with us, they tend to stay. Here’s what one D.C. says about NCMIC:

"I recommend NCMIC all the time. It's the only insurance company I would ever use."

Michael A. Houseman, D.C.
Searsport, ME

Premium dividends are just one of many reasons to be with NCMIC. Reasons like:

  • Coverage designed to meet the needs of all chiropractic philosophies
  • Consistently strong financially—“A” (Excellent) rating with a stable outlook from A.M. Best
  • Claims staff and attorneys who know chiropractic and how to defend allegations against chiropractors
  • Personalized service—one place to call for benefit, payment and claims questions

Premium dividends are made possible by NCMIC’s solid business decisions, along with our doctors’ efforts to enhance patient communications and further their clinical expertise.

Find out how you, too, can benefit from the NCMIC Malpractice Insurance Plan and become eligible for NCMIC premium dividends.

The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.

Premium dividends are not guaranteed. Industry analyst A.M. Best ratings range from A++ to S. See