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Insurance

The Best Value in Malpractice Insurance Just Got Better

Your unwavering dedication to your patients inspires NCMIC to offer the best value in chiropractic malpractice insurance. Our new practitioner discounts are now the highest in our history.


You can receive an 80% discount off your plan within your first year of practice following initial licensure. And the savings don’t stop there. You can continue to save on your policy for the next four years, as follows:

  • 2nd year 60% discount in your second year of practice.
  • 3rd year - 40% discount in your third year of practice.
  • 4th year - 20% discount in your fourth year of practice.
  • 5th year -10% discount in your fifth year of practice.

If original licensure is obtained more than 18 months after graduation, discount eligibility may be affected. Please call for details. 

More Discounts Available

What’s more, you can earn additional discounts when you continue your education and keep your claims-free status. Here’s how:

  • Earn a risk management discount of 5%* for three consecutive policy years when you attend a total of 8 hours of NCMIC-approved risk management courses - online and onsite. Any combination of hours totaling 8 hours will apply.
  • Receive from 3% to 20% off your premium costs for staying claims-free for at least three consecutive years. A discount of up to 5% is also available to any DC who has been claims-free with another carrier and switches to NCMIC.

In addition, you don’t have to pay any membership fees to take advantage of NCMIC’s Malpractice Insurance Plan. Some other plans may require you to pay up to $200 in membership fees in addition to your premiums.

We are pleased to make our coverage more affordable with various premium discounts. So, not only do you get a great product backed by knowledgeable professionals with decades of experience, but you also receive value for your premium dollar.

Learn more at www.ncmic.com/choosencmic.


The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.

* 2.5% discount for part-time D.C.s. Seminar discounts earned up to 30 days after a policy renewal date will apply immediately; those earned 30+ days after renewal will apply at the next policy renewal date.  Online programming is available through third parties, and course content is not owned or controlled by NCMIC.

Note: Policyholder discounts may be different in N.Y. and N.J.; call for details. Part-time discounts available; call for details.