Coverage Questions? We Have Answers

You'll find answers to your coverage questions online and over the phone.

Insurance

Coverage Questions? We Have Answers

If you're like many doctors who like the convenience of information online, you'll find ncmic.com is comprehensive and easy to navigate. For example, our Frequently Asked Questions section provides answers to these and many other common questions.


When our doctors have questions, it’s easy for them to get answers from NCMIC, either online or over the phone.

If you’re like many doctors who like the convenience of information online, you’ll find ncmic.com is comprehensive and easy to navigate. For example, our Frequently Asked Questions section provides answers to many common questions our doctors have, including the following:

Q: Can I start with one type of policy and switch to another?

A: Yes. There are several things to keep in mind, depending on if you switching between claims-made and occurrence policies or if you're switching from a claims-policy from another carrier to a NCMIC policy. Read the FAQ for more information and to avoid gaps in coverage..

Q: Are my chiropractic assistants and massage therapists covered by my malpractice policy? 

A: As long they are employees and under the supervision of a licensed chiropractor, NCMIC’s Malpractice Insurance Plan provides coverage. Read the FAQ for details.

Q: What is professional entity coverage and why do I need it?

A: Some D.Cs. may think by creating a professional entity, their practice is protected in the case of a malpractice allegation. This isn’t necessarily true. Read the FAQ to find out why not.

Of course, whether you are an existing policyholder or a doctor interested in becoming one, you are also welcome to talk to one of our client representatives over the phone at 800-247-8043. They’re here to help and are happy to provide you with the top-notch customer service you’ve come to expect from NCMIC.


The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.