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This coverage helps protect you and your personal assets, your practice and your patients. It compensates for damages, loss or injury suffered by the patient, as well as legal defense costs. Since 1946, D.C.s have recognized NCMIC as the malpractice leader. Today more D.C.s rely on NCMIC’s Malpractice Insurance Plan than all other chiropractic malpractice insurance companies combined.
NCMIC wants to make sure you have the insurance you need for your business and personal life. Whether you need business owners', workers’ compensation, EPLI, data breach/cyber liability, auto, homeowners or long term disability insurance, NCMIC can help you find the right coverage at the right price.
Are you adding or upgrading practice equipment? Would you like to save money on credit card processing? Do you need working capital cash or a no annual fee business card that pays you back? NCMIC Finance Corporation can help you achieve your financial goals.
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At NCMIC, we believe that supporting the chiropractic profession is an important part of our heritage. No other insurance provider has provided more support for the profession than NCMIC.
In the past 5 years, NCMIC has attended more than 1,000 chiropractic events including college homecomings, seminars and state/national association conventions. We also offer business training and malpractice risk management seminars and resources to D.C.s as a complement to the education provided by the chiropractic colleges.
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Your employees should know from day one what your expectations are, as well as what they can expect working at your practice. That's why you need written policies and procedures for your employees. An employee handbook and employee policies should communicate your standards and help avoid employee confusion and disputes.
I was speaking with a doctor recently and couldn't believe my ears. We were discussing communication techniques with staff and patients and the ability to listen and respond appropriately. He said his front desk staff had confided that one of his employees is stealing from him daily. He told me, "No way! This employee has been with me over nine months and would never do this."
The employee policies you establish for your practice should describe expectations for conduct at work and communicate employees' rights and responsibilities in the workplace. Creating consistent standards for everyone will help avoid any confusion. Consulting your attorney to review your policies can help ensure that you've clearly communicated the policies and covered the necessary topics.
One of the greatest sources of confusion and conflict in an office comes from not having clearly written policies and procedures. That's why every practice should have a detailed, well-written employee handbook.
The information in the NCMIC Learning Center is offered solely for general information and educational purposes. It is not offered as, nor does it represent, legal or professional advice. Neither does this information constitute a guideline, practice parameter or standard of care. You should not act or rely upon this information without seeking the advice of an attorney familiar with the specific legal requirements of the state(s) in which you practice. If there is a discrepancy between the site and an insurance policy you have with NCMIC, the policy will prevail.