Louisiana Policyholders: Notice to policyholders in Louisiana recently affected by severe weather. 

Oregon Policyholders: Notice to policyholders in Oregon recently affected by wildfires. 

Water & Flood Insurance

Even a few inches of water can cause significant water damage. Standard homeowners and renters insurance does not cover flood damage.

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Flood Insurance Includes

Dwelling Coverage

This coverage includes things like the structure itself, as well as plumbing, electrical, HVAC, kitchen appliances and built-in furniture.

Personal Property

This covers the cash value of other items damaged during flooding, like clothing, electronics, and home décor.

A 30-day waiting period is required on most flood insurance applications. No waiting period applies if closing on a new loan for property.

Insurance Options for Your Personal Needs

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NCMIC Insurance Services is a licensed insurance agency. Insurance coverage is underwritten through many of the nation's leading insurance carriers. CA license #0B84564. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc.

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