Earthquake Insurance Includes
Covers repairs to your home and other structures on your property, including garages and swimming pools.
Personal Property Coverage
Reimbursement for the loss of your personal possessions.
Loss of Use Coverage
If you are unable to live in your home due to the damages, this coverage will cover the cost of a hotel and other expenses related to your home being uninhabitable.
Earthquake insurance does not cover damage due to floods, sinkholes, vehicle damage or fire. However, homeowners insurance policies may cover losses related to a fire, while cars and other vehicles can be covered under the optional comprehensive portion of an auto insurance policy.