Alabama & Louisiana Policyholders: Notice to policyholders recently affected by severe weather. 

Oregon & California Policyholders: Notice to policyholders recently affected by wildfires. 

Earthquake Insurance

Adding earthquake insurance to your standard homeowners policy can help make sure your home and personal property can be repaired, replaced or reimbursed once the dust settles.

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Earthquake Insurance Includes

Dwelling Coverage

Covers repairs to your home and other structures on your property, including garages and swimming pools.

Personal Property Coverage

Reimbursement for the loss of your personal possessions.

Loss of Use Coverage

If you are unable to live in your home due to the damages, this coverage will cover the cost of a hotel and other expenses related to your home being uninhabitable.

Earthquake insurance does not cover damage due to floods, sinkholes, vehicle damage or fire. However, homeowners insurance policies may cover losses related to a fire, while cars and other vehicles can be covered under the optional comprehensive portion of an auto insurance policy.

Insurance Options for Your Personal Needs

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NCMIC Insurance Services is a licensed insurance agency. Insurance coverage is underwritten through many of the nation's leading insurance carriers. CA license #0B84564. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc.

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