Update Your Policy
Already enrolled in the DC Long Term Disability Insurance Plan issued by The Prudential Insurance Company of America? It’s easy to make changes to your policy at any time and file a claim if needed.
Report a Claim
If you suffer a disabling injury or illness, we’re here to help with your claim so you can concentrate on taking care of yourself.
Call NCMIC Insurance Services at 1-800-932-9340 after your disability occurs. A client representative will fax, email or mail you the necessary claim forms to make a claim.
Benefit Amount Changes
It’s important to periodically review your current benefit amount, especially if your income changes. That way, you’ll have the benefits you need when you need them.
| Benefit Change |
Instructions |
| Decrease |
Call an NCMIC Insurance Services client representative at 1-800-932-9340. Your representative will send you a short form to complete. |
| Increase |
You may apply for an increase by completing an application.
Note: Your monthly benefit amount cannot be more than 60% of your monthly earnings at enrollment. Also, at your first renewal after turning 60, the maximum monthly benefit amount is $2,500. Call a client representative at 1-800-932-9340. |
Elimination Period Changes
| Elimination Period |
Instructions |
| 90 to 180 days |
Call NCMIC Insurance Services at 1-800-932-9340. A client representative will fax, email or mail you a brief form. |
| 180 days to 90 days |
An application is required. Call a client representative at 1-800-932-9340. |