Texas Policyholders: Notice to policyholders recently affected by severe weather. 

Update Your Policy

Already enrolled in the DC Long Term Disability Insurance Plan issued by The Prudential Insurance Company of America? It’s easy to make changes to your policy at any time and file a claim if needed.

Report a Claim

If you suffer a disabling injury or illness, we’re here to help with your claim so you can concentrate on taking care of yourself.

Call NCMIC Insurance Services at 1-800-932-9340 after your disability occurs. A client representative will fax, email or mail you the necessary claim forms to make a claim. 

Benefit Amount Changes

It’s important to periodically review your current benefit amount, especially if your income changes. That way, you’ll have the benefits you need when you need them. 

Benefit Change Instructions
Decrease Call an NCMIC Insurance Services client representative at 1-800-932-9340. Your representative will send you a short form to complete.
Increase

You may apply for an increase by completing an application.

Note: Your monthly benefit amount cannot be more than 60% of your monthly earnings at enrollment. Also, at your first renewal after turning 60, the maximum monthly benefit amount is $2,500. Call a client representative at 1-800-932-9340.

Elimination Period Changes

Elimination Period Instructions
90 to 180 days Call NCMIC Insurance Services at 1-800-932-9340. A client representative will fax, email or mail you a brief form.
180 days to 90 days An application is required. Call a client representative at 1-800-932-9340.

Help Protect Your Income and Get Back to Living

Get a Quote


  This plan does include a pre-existing condition limitation. 
  The product issued by The Prudential Insurance Company of America may not be available in all states.  
   This plan is not available in Alaska. 
   This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services.
  North Carolina residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
  The contract holder for the D.C. Long Term Disability Insurance Plan is the National Business Association for Chiropractors (NBAC). NCMIC Insurance Services, the exclusive agent, is a licensed insurance agency. California license #0B84564. IA License #2002515. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc.

NCMIC Insurance Services is a licensed insurance agency. Insurance coverage is underwritten through many of the nation's leading insurance carriers. CA license #0B84564. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc.

Coverage under the D.C. Long Term Disability Insurance Plan is issued by The Prudential Insurance Company of America, Newark, NJ. Please refer to your certificate for Plan details, including any exclusions, limitations and restrictions which may apply. Contract series 83500. CA COA #1179. NAIC #68241.

1047941-00001-00

This website uses first party and third party cookies to improve your experience and anonymously track site visits. By visiting this website, you opt-in to the use of cookies. OK