Upfront Card Terms

With the MilesAway® Mastercard® business card, you’ll experience a low introductory APR of 0% on purchases for six months—then, a low on-going APR of Prime + 9.99%. Plus, you can count on upfront terms with no annual or hidden fees. Below is a summary of MilesAway rates and fees for your convenience.


Annual Fee


Periodic Rate of Finance Charge

The Monthly Periodic Rate of Finance Charge on portions of your Account will be determined in accordance with a variable rate plan. Introductory Rates may be used from time to time. Purchases on your Account are charged a variable ANNUAL PERCENTAGE RATE (“Variable APR”). The “Periodic Rate” for any given billing cycle shall be calculated in accordance with the following formula: (Annual Percentage Rate/365) x (Number of days in billing cycle) = Periodic Rate. For complete details on the Periodic Rate of Finance Charge, click here.

Grace Period on Purchases

25 Calendar Days

Minimum Finance Charge


Transaction Fees

Cash Advance - 3% of the transaction amount (minimum $10). Over the Credit Limit Fee - $25. Dishonored Payment Fee - $25 (except in Maryland). Late Payment Fee - $25. Alternative Payment Method - $15 fee for phone payment with a customer service representative. Balance Transfer Fee - 3% of the amount of the Balance Transfer (minimum $10, maximum $75).

Note: These terms and conditions are current as of April 2017. If you have any questions, please call 800-503-0954, and select option 2 for assistance. For specific details and to read the cardholder agreement in its entirety, click here.

MilesAway Mastercard


Call a credit card specialist at 800-396-7157, ext. 5530

MilesAway is a registered trademark of NCMIC Finance Corporation. Mastercard is a registered trademark of Mastercard International, Inc.