Upfront Card Terms

With the MilesAway® Mastercard® business card, you’ll experience a low introductory APR of 0% on purchases for six months—then, a low on-going APR of Prime + 9.99%. Plus, you can count on upfront terms with no annual or hidden fees. Below is a summary of MilesAway rates and fees for your convenience.

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Annual Fee

NONE

Periodic Rate of Finance Charge

The Monthly Periodic Rate of Finance Charge on portions of your Account will be determined in accordance with a variable rate plan. Introductory Rates may be used from time to time. Purchases on your Account are charged a variable ANNUAL PERCENTAGE RATE (“Variable APR”). The “Periodic Rate” for any given billing cycle shall be calculated in accordance with the following formula: (Annual Percentage Rate/365) x (Number of days in billing cycle) = Periodic Rate. For complete details on the Periodic Rate of Finance Charge, click here.

Grace Period on Purchases

25 Calendar Days

Minimum Finance Charge

$.50

Transaction Fees

Cash Advance - 3% of the transaction amount (minimum $10). Over the Credit Limit Fee - $25. Dishonored Payment Fee - $25 (except in Maryland). Late Payment Fee - $25. Alternative Payment Method - $15 fee for phone payment with a customer service representative. Balance Transfer Fee - 3% of the amount of the Balance Transfer (minimum $10, maximum $75).

Note: These terms and conditions are current as of April 2017. If you have any questions, please call 800-503-0954, and select option 2 for assistance. For specific details and to read the cardholder agreement in its entirety, click here.

MilesAway Mastercard

EXPRESS REQUEST

Call a credit card specialist at 800-396-7157, ext. 5530

MilesAway is a registered trademark of NCMIC Finance Corporation. Mastercard is a registered trademark of Mastercard International, Inc.