Why More D.C.s Finance

The majority of capital equipment acquired today is financed1. We hear from successful D.C.s all the time about why they choose a financing strategy to grow their practice. Their reasons include...

Ease of Cash Management

Equipment financing allows D.C.s to preserve cash on hand for other day-to-day business expenses such as inventory, personnel and marketing.

Keep Credit Lines Open

Equipment financing gives doctors the flexibility to keep existing bank credit lines open for operating expenses.

Put Equipment to Use Sooner

Many D.C.s prefer to get their equipment sooner instead of waiting until they have the full equipment cost on-hand. This allows them to put their equipment to use while spreading loan payments over the life of the asset.

Cash for Alternative Investments

Some doctors choose to use excess cash on hand for other business or personal investments.

Tax Advantages

Doctors know the tax benefits associated with Section 179 of the tax code that may allow them to deduct the full equipment purchase—even if it's 100% financed. For more information on the tax benefits of financing, Learn more about the tax benefits of financing.

Simplicity vs. Banks

Many banks and other lenders don't necessarily understand chiropractic equipment or may require securing it with additional collateral. This can result in excessive expense, time and paperwork for D.C.s. Learn more about NCMIC's fast-track service.

Learn more about the advantages of financing equipment with NCMIC.

Equipment Loans


New Loans
800-915-3007 ext. 5418

Existing Loans

1 U.S. Equipment Finance Market Study 2012-2013 published by the Equipment Leasing & Finance Association.

Equipment loans offered by NCMIC Finance Corporation are subject to credit approval. You should consult an attorney or financial advisor for specific legal or tax advice before entering into any financing arrangement. NCMIC and the equipment vendor you select are separate companies, are not agents of one another, and have no authority to bind one another to financial or other contractual obligations.