NCMIC Advantages

NCMIC has been taking care of our own since 1946 and knows better than anyone the types of equipment D.C.s need.

For almost 25 years, NCMIC Finance Corporation has been helping D.C.s like you acquire equipment to build and grow their practices by offering unique financing advantages.

If you need extra cash for new equipment, you've come to the right place. Below are some advantages you'll experience when you choose an NCMIC equipment loan:

100% Financing

With NCMIC you can finance 100% of the equipment, including software, freight, taxes and more!

Low Monthly Payments & Up-Front Terms

When you choose a loan from NCMIC, count on low monthly payments with no hidden fees and the honest and fair contracts you should expect from your lender.

Flexible Plans & Deferrals

NCMIC offers repayment plans from 12 to 60 months—whatever suits your needs. You also have the ability to defer your first payment for up to 90 days. This allows you to put your equipment to use before making payments.

Fast Approvals & Funding

NCMIC has taken what can be a long process with other lenders and streamlined it. Count on express quotes, quick approvals and same-day funding. Learn more about NCMIC's fast-track service.

Absolute & True No Prepayment Penalties

Prepayment penalties are common in the marketplace. Some companies advertise no prepayment penalties, but still require all future finance charges if you decide to pay off early. NCMIC believes it's your right to pay off your equipment loan early and won't penalize you for doing so. Learn more about NCMIC's honest terms.

Direct Financing—No Third-Party Motivation

NCMIC is a direct lender. This means you negotiate the best price with your vendor and then come to us for honest and fair financing.

Full Understanding of Chiropractic

Other lenders may not understand chiropractic equipment or may require you to secure it with additional collateral. This can delay financing or prevent it altogether. NCMIC is dedicated to chiropractic and understands the profession. We can help you get the equipment you need quickly, without delays.

Equipment Loans


New Loans
800-915-3007 ext. 5418

Existing Loans

Equipment loans offered by NCMIC Finance Corporation are subject to credit approval. You should consult an attorney or financial advisor for specific legal or tax advice before entering into any financing arrangement. NCMIC and the equipment vendor you select are separate companies, are not agents of one another, and have no authority to bind one another to financial or other contractual obligations.