Honest Terms

Hidden fees, undisclosed service charges and prepayment penalties are common when financing equipment.

That's why it's so important to work with a finance company you trust to take care of you. NCMIC is committed to fair and honest terms, including Absolute & True No Prepayment Penalties.

Choosing the wrong financing for your next piece of equipment could end up costing you thousands more than you need to pay. We hear complaints from D.C.s who are stuck in a bad contract with hidden costs or other "gotchas." Don't let this happen to you.

As a company dedicated to serving D.C.s, NCMIC has your best interest at heart. You can rely on us to provide:

Low Payments, Honest & Flexible

When you finance through NCMIC, you can count on low monthly payments that fit your budget. Choose from a variety of payment plans up to 60 months. You also have the ability to defer your first payment up to 90 days. This allows you to get your equipment and put it to use before making payments.

Absolute & True No Prepayment Penalties

Prepayment penalties are common in the marketplace. Some companies advertise no prepayment penalties, but still require all future finance charges if you decide to pay off your equipment lease or loan early. NCMIC believes it's your right to pay off your loan early and would never penalize you for doing so.

Upfront Terms, No Hidden Fees

With NCMIC, there are no hidden fees that increase your costs over the life of your loan. There are no application fees, no end-of-term buyouts, no forced-placed insurance or blanket liens, and no customer service fees. You can finance 100% of your equipment with no upfront payment.

Lease/Loan Comparison Hotline

NCMIC will compare a lease or loan contract you're considering to ours—before you sign on the dotted line. We'll point out contract differences that could help you avoid paying thousands of dollars more than you should. It's a no obligation service to help you avoid contract "gotchas." Learn more about our Lease/Loan Comparison Hotline.

Equipment Loans


New Loans
800-915-3007 ext. 5418

Existing Loans

Equipment loans offered by NCMIC Finance Corporation are subject to credit approval. You should consult an attorney or financial advisor for specific legal or tax advice before entering into any financing arrangement. NCMIC and the equipment vendor you select are separate companies, are not agents of one another, and have no authority to bind one another to financial or other contractual obligations.