Choice Card

MilesAway Choice Credit Card

Your Rewards Your Choice

The MilesAway® Choice Mastercard® puts you in charge of your reward points so you rack up points – and rewards – more quickly.

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Build Your Own Rewards

  1. Consider your top practice expenses.
  2. Choose from categories such as drug stores, air travel, wholesale clubs and office supplies.
  3. You can earn:
    • 3 points per dollar for the top 3 categories you spend the most on.
    • 2 points per dollar for the next 3 categories.
    • 1 point per dollar for all other purchases.

See how your Choice works.

Make a Change

If your spending habits change, you can make category changes each quarter.  Or, keep your reward point distribution as is and continue to rack up the points.


Redeem your points for gift cards, cash back as a statement credit, travel and more. Hold on to them until you decide, because they never expire. 

You'll get 10,000 bonus reward points when you use your card for the first time.

Redeem exact points for rewards or use a combination of points and cash.

APR 9.99% + Prime

There are no surprises with our upfront terms and no hidden fees.

  • APR of 0% for six months
  • Ongoing APR of 9.99% + Prime.

Annual Fee

The annual fee for the MilesAway Choice card is only $75 … lower than many other business cards.

Additional Card Benefits

Your business wins with the combination of Mastercard benefits with NCMIC’s convenience and service.

Benefit Description
Alerts Choose from 20 different text and email messages, including payment reminders, international transactions and address changes.
QuickBooks® Compatible Import your MilesAway statement right into QuickBooks to manage expenses in one place.
Paperless Cut clutter and save trees by switching to MilesAway e-statements.
Online Access View transactions and pay bills. Classic, Preferred and Choice cardholders may also redeem points and book travel.
Security & Digital Payments Chip technology for added security. You can also use digital wallets such as Apple Pay® and Google Pay™.
Interest Free Grace Period Enjoy a 25-day interest-free grace period on purchases.
No-Cost Mastercard Benefits You'll get all the benefits of a Mastercard® Business Card.

Cards Designed with You in Mind

Find the Card Right for Me     Apply for a MilesAway Credit Card

The 3X Build Your Own Rewards has a maximum point bonus of 21,000 points per quarter.

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