Get Up to 80% Off

Get Up to 80% Off

NCMIC’s Malpractice Insurance

Our malpractice insurance plan is already a great value. It gets even better when you take advantage of new practitioner discounts through your first 5 years of licensure.

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NCMIC Offers Outstanding Coverage For Less

Premium discounts mean you get the right malpractice insurance coverage at the right price.

Premium Discounts Based on Licensure Year*

Licensure Year



1st Year 80% DCs in their first year of practice following initial licensure.
2nd Year 60% DCs in their second year of practice
3rd Year 40% DCs in their third year of practice
4th Year 20% DCs in their fourth year of practice
5th Year 10% DCs in their fifth year of practice

Additional Discounts*

Risk Management | 5% Off

D.C.s who complete NCMIC-approved risk management seminars. The discount will apply for 3 years.

Claims-Free | 3%-20% Off

D.C.s covered by NCMIC for at least 3 years who have not had a claim filed against them.

Part-Time | Up to 50% Off

Call us at 800-769-2000, ext. 3035

Helping you grow and secure your business.

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*If original licensure is obtained more than 18 months after graduation, discount eligibility may be affected. Please call for details. With the NCMIC policy, full-time DCs get a yearly 5% Risk Management discount for three consecutive policy years for attending a qualified seminar. Seminar discounts earned up to 30 days after the policy renewal date will apply immediately; those earned 30+ days after the renewal date will apply at the next policy renewal date. Part-time DCs are eligible to receive half this discount. Discounts cannot exceed maximum allowed.

The NCMIC Malpractice Insurance Plan is underwritten by NCMIC Insurance Company. In the states of Florida and New York, the NCMIC Malpractice Insurance Plan is issued by NCMIC Risk Retention Group, Inc. Policy terms, features and discounts may vary by state.

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