For D.C.s 50 and Over: How to Apply

We know how busy you can be with your practice. That's why we've made it easy to apply for the D.C. Long Term Disability Insurance Plan, issued by The Prudential Insurance Company of America. You can complete an application right now. 

Who is eligible

You are eligible to apply as long as: You are under age 60, work at least 30 hours a week, reside in the U.S., and are a member of the National Business Association for Chiropractors (NBAC). (If you're not a member yet, you can sign up for membership on the application.)

Available coverage amounts

Monthly benefit amounts from $500 to $7,500 are available.

Affordable group premiums

The D.C. Long Term Disability Insurance Plan is a group plan sponsored by the National Business Association for Chiropractors (NBAC). This means you can take advantage of affordable group premiums.

Ages 50-54               Ages 55-59

What you'll need

To select your monthly benefit amount, you’ll need to know your monthly earnings amount. Have the IRS federal income tax forms for the last two years handy for reference.

Review details

This site gives general information on the benefits and features of the D.C. Long Term Disability Insurance Plan. The Certificate of Coverage will include any exclusions, limitations and restrictions which may apply.

State availability

The D.C. Long Term Disability Insurance Plan is currently not available in Alaska.

When your coverage will start

Your D.C. Long Term Disability Insurance Plan will become effective on the first day of the month after you have been approved and have paid the first premium, as long as you are working at least 30 hours a week. (If you are not working at least 30 hours a week, coverage will start the first of the month after you return to working at least 30 hours a week.)

Download an application

Simply click on the link below to access the application you need. Then, mail or fax your completed form back to us. If you have any questions, please call 1-800-769-2000, ext. 8271 so an NCMIC Client Representative can help you.

For all states except North Carolina and Virginia, click here.

For D.C.s in North Carolina, click here.

For D.C.s in Virginia, click here.

Long Term Disability Insurance

Get a Quote

Call us for helpful support at 800-769-2000 ext. 8271

  This plan does include a pre-existing condition limitation. Benefits payable may be adjusted by other disability benefits for which you qualify.
  Coverage under the D.C. Long Term Disability Insurance Plan is issued by The Prudential Insurance Company of America, Newark, NJ. Please refer to your certificate for Plan details, including any exclusions, limitations and restrictions which may apply. Contract series 83500. CA COA #1179. NAIC #68241.
  This plan is not available in Alaska.
  This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services.
  North Carolina residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.
   This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.
  The contract holder for the D.C. Long Term Disability Insurance Plan is the National Business Association for Chiropractors (NBAC). NCMIC Insurance Services, the exclusive agent, is a licensed insurance agency. California license #0B84564. IA License #2002515. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc.