What is the Elimination Period?

The Elimination Period, sometimes referred to as the waiting period, is the amount of days of continuous disability before benefits are payable.

You have your choice of two Elimination Periods: 90 or 180 days. Before deciding, think about how much money you would have on hand for bills if you were to become disabled. If you can cover your living expenses for a while without a paycheck, maybe you’d prefer the 180-day option. To receive benefits more quickly, the 90-day option may be the best choice.

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