Guaranteed Acceptance

Special, limited-time offer. Reply by November 20, 2017.

At NCMIC, we've seen what a disability can do to a D.C. That's why we fought to offer GUARANTEED ACCEPTANCE in the D.C. Long Term Disability Insurance Plan, issued by The Prudential Insurance Company of America (Prudential).

This limited-time opportunity means it's easier than ever to help protect your lifestyle if an illness or injury causes a disability. You won't have to answer any health questions or take a health exam to enroll. (There is a pre-existing condition limitation.) Benefits and features include ...

  • Coverage exclusively for D.C.s
  • Monthly cash benefits up to $3,000
  • Affordable, group rates
  • Benefits payable to age 65

Who is eligible?

You cannot be turned down for this GUARANTEED ACCEPTANCE offer as long as you: are under age 50, work at least 30 hours a week, have not been declined for this plan by Prudential, reside in the U.S., and are a member of the National Business Association for Chiropractors (NBAC). (If you're not yet a member, you can sign up at the same time you enroll in coverage.)

Get a quote

Remember, this GUARANTEED ACCEPTANCE offer is for a limited time only. Act now, while you're thinking about it. After the deadline, the D.C. Long Term Disability Insurance Plan will be underwritten. Get a quote today.


  *The Disability Divide: Employer Study, Council for Disability Awareness, 2013. Viewed 9/21/17. Online:
  NCMIC Insurance Services, the exclusive agent, is a licensed insurance agency. California license #0B84564. IA License #2002515.  In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc. For more information regarding the plan, read details or call 1-800-769-2000, ext. 8242. Benefits payable may be adjusted by other disability benefits for which you qualify. This plan is sponsored by and for members of the National Business Association for Chiropractors (NBAC). This plan does include a pre-existing condition limitation.
   Coverage under the D.C. Long Term Disability Insurance Plan is issued by The Prudential Insurance Company of America, Newark, NJ. Please refer to your certificate for Plan details, including any exclusions, limitations, and restrictions which may apply. Contract series 83500. CA COA #1179, NAIC #68241.
   This plan is not available in Alaska. 
   This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.
   This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services.
   North Carolina residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company.

NFL 8242