My state does not require mandatory workers' compensation insurance for my employees. Should I still have a workers' compensation policy in place?

Yes. You still may be liable in a work-related injury for negligence and medical expenses. A workers' compensation policy will provide coverage for you and your practice for both types of loss.

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NCMIC Insurance Services is a licensed insurance agency. Insurance coverage is underwritten through many of the nation's leading insurance carriers. CA license #0B84564. In NY: NCMIC Insurance Agency. In MI: NCMIC Insurance Services Agency, Inc.