Workers' Compensation Insurance Request
Nearly every state requires workers' compensation insurance. Whether or not your state requires it, this coverage can be essential if you or an employee are injured on the job—even if that injury occurs while running a work-related errand.
Workers' compensation insurance provides coverage for:
- Medical treatment
- Lost wages
- Permanent and temporary disability
- Death benefits
Even in a state where workers' compensation coverage is not required, if an employee is injured while at work and you don't have workers' compensation insurance, you may be held responsible for paying costs associated with the injury, illness or even the death of the employee. (In fact, some health insurance companies may deny payment of the claim.)
NCMIC Insurance Services is ready to help you secure workers' compensation insurance.