NCMIC has a successful track record of returning money to our policyholders for 16 years. This dividend is made possible because of our focus on education and risk management procedures, along with our doctors' efforts to improve patient communication and further their clinical expertise in risk management.

“Every time I receive a premium dividend – and there have been many – it’s an unexpected surprise . . . that extra bonus is just one more reason to insure through NCMIC.”

-- Robert J. Stiles
    Novi, Michigan

“With the economy, expenses can be tough. I don’t know of any other companies that give back through a premium dividend. With NCMIC, you support the company and they support you.”

-- John D’Amanda, D.C.
    Cross Roads, Texas

“I stay with NCMIC because, unlike some other malpractice insurance companies, they support the chiropractic profession. My premium dividend check, in effect, lowers my premium.”

-- Mary Rutkowki, D.C., D.A.B.C.O.
    Center Valley, Penn.