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Long Term Disability Insurance
Policy Highlights
Outstanding Benefits
Common Questions
Pair with Business Overhead Expense
 

As a D.C., you know the impact disabling illnesses and injuries can have. You see how they affect your patients every day. But what if you become disabled? Even a minor injury can prevent you from practicing as a D.C. – and from earning an income.

The D.C. Long Term Disability Plan can help.
Sponsored by the National Business Association for Chiropractors (NBAC), it provides the benefits you’ll need if you become totally disabled, including:

  • Elective Chiropractic Preventative/Maintenance Care is not considered a pre-existing condition 
  • Replaces up to 60% of your Pre-disability Monthly Earnings
  • Two Elimination Periods Available
  • Own Occupation Protection for 2 Years
  • Benefit Period to Retirement Age
  • Rehabilitative Employment Benefit
  • and More!

 

*All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reductions of benefits and terms under which policies may be continued in force or discontinued. Policy Form GBD-1000A (AGP-5673). The D.C. Long Term Disability Insurance Plan is not yet available in all states. Please call 1-800-769-2000, ext. 8272 to inquire about your state.