Business Owners’ Coverage combines property insurance and general liability insurance into one package to cover your building and the contents. It also protects your business assets should someone be injured at your building. It’s an essential part of doing business today.

Recognizing how great the need is, NCMIC Insurance Services formed solid business relationships with some of the nation’s leading insurance companies to offer Business Owners’ Coverage to NCMIC Doctors. These companies offer plans with comprehensive benefits to financially protect your practice in case of fire, theft, damage, accidental injuries, equipment breakdowns and many more covered losses.

Business Owners’ Coverage can also pay for ...

• business interruption so you could continue to receive lost income for up to a year if your practice is disrupted due to a fire or other covered loss
• the additional cost of operating out of a temporary location as well as your operating expenses -- such as utilities -- that continue even if your practice is closed